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Taxes

Can You Claim Property Taxes on Your Tax Return?

Property tax on your own home is not a federal deduction, but some provinces give credits for it. In Ontario, you claim property tax (or rent) through the Ontario Trillium Benefit by completing Form ON-BEN with your tax return. Property tax on a rental property is a rental expense.

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Ontario homeowners

Complete Form ON-BEN with your tax return and enter the property tax paid for your principal residence. This feeds the Ontario energy and property tax credit, part of the Ontario Trillium Benefit, which is paid monthly. Forgot to apply? You can still send a completed ON-BEN with a letter or Form T1-ADJ.

Seniors in Ontario

Ontario also has the Ontario Senior Homeowners' Property Tax Grant, applied for on the same ON-BEN form.

Rental property

If you rent out property, property taxes for the rented part are a rental expense on Form T776.

Other provinces

Credits for property tax or rent differ by province. Check your province's benefits on the CRA's provincial and territorial programs pages.

Related

Is Rent Tax Deductible in Ontario? How to Claim the Rent Credit Rent isn't a federal tax deduction, but Ontario renters can get money back through the Ontario energy and property tax credit, part of the Ontario Trillium Benefit. Complete Form ON-BEN with your tax return and enter the rent you paid for your principal residence. Ontario Trillium Benefit (OTB) Payment Dates 2026 Remaining 2026 dates: November 10 and December 10. The Ontario Trillium Benefit, which combines the Ontario energy and property tax credit, the Northern Ontario energy credit and the Ontario sales tax credit, is paid monthly, around the 10th. How Rental Income Is Taxed in Canada (Form T776) Report rental income on Form T776 and deduct reasonable expenses you paid to earn it, such as property taxes, insurance, interest and utilities for the rented space. Repairs that restore the property are deducted in the year; improvements are claimed over several years through capital cost allowance.

Frequently asked questions

When is the Ontario Trillium Benefit paid?

Monthly, around the 10th. See Ontario Trillium Benefit payment dates.

Sources

North Help Desk is an independent guide, not a government website. Rules, amounts and phone hours can change; always confirm on the official page before you act. Spotted something out of date? Tell us.