OAS Payment Amounts October to December 2026 (OAS, GIS, Allowance)

For October to December 2026, OAS pays up to $762.50 a month at 65 to 74 and $838.75 at 75 and over. The GIS adds up to $1,138.90 for single seniors. The Allowance pays up to $1,448.06 and the Allowance for the Survivor up to $1,726.18. Amounts rose 1.4% this quarter.

By Sarah Moglin Fact-checked by Samuel Athur

Last verified November 10, 2026 How we check our facts

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Old Age Security pension

Age	Maximum OAS per month	No OAS if 2025 net income is
65 to 74	$762.50	$152,062 or more
75 and over	$838.75	$157,923 or more

Amounts for October to December 2026, for a full pension (40 years in Canada after age 18).

Guaranteed Income Supplement

Your situation	Income must be under	Maximum GIS per month
Single, widowed or divorced	$23,112	$1,138.90
Spouse or partner gets the full OAS pension	$30,528 (combined)	$685.56
Spouse or partner gets the Allowance	$42,768 (combined)	$685.56
Spouse or partner does not get OAS or the Allowance	$55,392 (combined)	$1,138.90

Amounts for October to December 2026. Income is your net income for 2025, not counting OAS or GIS payments.

Allowance and Allowance for the Survivor (ages 60 to 64)

Benefit	Income must be under	Maximum per month
Allowance (spouse gets OAS and GIS)	$42,768 (combined)	$1,448.06
Allowance for the Survivor	$31,152	$1,726.18

Why amounts change every 3 months

OAS benefits are reviewed in January, April, July and October using the Consumer Price Index. They go up when the cost of living rises and never go down.

For October to December 2026, benefits rose 1.4%. That is a 3.0% increase from October 2025 to October 2026.

Taxable or not?

The OAS pension is taxable. The GIS, Allowance and Allowance for the Survivor are not.

Your own amount

These are maximums. Your amount can be lower because of a partial pension, your income or the clawback. Use our OAS and GIS estimator, or check My Service Canada Account for your exact payment.

Phone numbers

CPP and OAS (also Personal Access Codes for returning CPP/OAS clients)

1-800-277-9914

Agents: Monday to Friday, 8:30 am to 4:30 pm local time. Automated: 24/7.

From outside Canada and the U.S.: 1-613-957-1954 (collect, Eastern time)

TTY: 1-800-255-4786

Old Age Security (OAS) 2026: Amounts, Eligibility and How to Apply Old Age Security is a monthly pension for people 65 and older who have lived in Canada at least 10 years after age 18. For October to December 2026 the maximum is $762.50 a month at 65 to 74 and $838.75 at 75 and over. Most people are enrolled automatically. Guaranteed Income Supplement (GIS) 2026: Amounts and Income Limits The Guaranteed Income Supplement is a tax-free monthly payment for low-income seniors who get OAS. For October to December 2026, a single senior can get up to $1,138.90 a month if their income is under $23,112. Most people are enrolled automatically with their OAS. CPP and OAS Payment Dates 2026 Remaining 2026 dates: November 26 and December 22. Canada Pension Plan and Old Age Security are paid on the same day each month, near the end of the month. December's payment comes early, on December 22. OAS Clawback 2026: Recovery Tax Thresholds Explained If your net income is above the threshold, you repay 15% of the excess from your Old Age Security. For July 2026 to June 2027, the threshold is $93,454 (based on your 2025 income); OAS is fully clawed back at $152,062 for ages 65 to 74 and $157,923 for 75 and over.

Frequently asked questions

Did OAS go up in October 2026?

Yes, by 1.4% for October to December 2026.

When is the next OAS increase?

Amounts are reviewed each January, April, July and October. The next review is for January 2027.

Why is my OAS less than the maximum?

Usually because you lived in Canada fewer than 40 years after 18 (a partial pension), or because of the recovery tax on higher incomes.

Sources

OAS payment amounts (canada.ca, 2026-09-29) (canada.ca)
GIS: how much you could receive (canada.ca)

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